Flexible Payments
Furniture Financing Available
We've partnered with Acima Leasing so you can take your furniture home today and pay over time, with no credit check required.
What is Acima Leasing?
Acima is a lease-to-own program, not a loan. Acima purchases the furniture on your behalf and leases it to you with flexible payment options. Once all payments are complete, you own it. You can also use the 90-day early purchase option to pay off the lease amount plus a $10 fee and own your furniture right away.
Acima uses no traditional credit check, only a soft pull that won't affect your credit score. Approval is based on income and bank account history, making it a great option for customers with less-than-perfect or limited credit.
How It Works
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1
Apply in minutes
Scan the QR code or click the button to start your application. You'll enter your income and bank account information. Most decisions are instant.
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2
Get approved for a lease amount
Acima approves you for a lease between $300–$5,000. Bring your approval to our store and pick your furniture.
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3
Take it home today
Choose a payment schedule that matches your paycheck: weekly, bi-weekly, twice-monthly, or monthly. Payments are automatic from your checking account.
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4
Own it your way
Pay off the lease within 90 days (lease amount + $10 fee) and save the most. Or complete a 12, 18, or 24-month lease term and own it at the end. You can also cancel the lease at any time with no penalty.
Scan to Apply
Point your phone camera at the code below
Opens the Acima Leasing application in a new tab.
Applications typically take 2–3 minutes.
Do I qualify?
- Active checking account open for at least 90 days
- Regular income of at least $750/month
- Government-issued photo ID
- SSN or Taxpayer ID Number
- Must be 18 years or older
- No traditional credit check (soft pull only)
Approval is not guaranteed and is subject to Acima's criteria. Lease-to-own agreements involve a total cost higher than the retail price if carried to full term. See Acima's website for complete terms, state-specific details, and early purchase option calculations.
Ready to furnish your home?
Browse our full selection and apply for Acima financing when you're ready, or stop by our Killeen showroom and we'll walk you through it in person.